Loan Rates
Click here to apply for a loan today!
Personal & Auto Rates
| Loan Type | Terms | Annual Percentage Rates* | Holiday Loan: Candy Cane Now - Dec. 31, 2024 | 12 Months/ $1,000 Maximum | 18.00% | Holiday Loan: Sugar Cookie Now - Dec. 31, 2024 | 12 Months/ $500 Maximum | 18.00% |
|---|---|---|
| Personal / Personal LOC | 48 Months | 9.49% - 18.00% |
| Special Auto Loan Promotion* | 72 Months | 4.49% - 18.00% |
| Special Auto Loan Promotion* | 84 Months | 6.30% - 18.00% |
| New Auto/ Used Auto (Five Years or Newer) |
60 Months | 4.74% - 18.00% |
| New Auto/ Used Auto (Five Years or Newer) |
72 Months / $20,000.00 Minimum | 5.24% - 18.00% |
| New Auto/ Used Auto (Five Years or Newer) |
84 Months / $30,000.00 Minimum | 7.05% - 18.00% |
| Used Auto (Ten Years or Newer) |
60 Months | 6.04% - 18.00% |
| Used Auto (Over Ten Years Old ) |
60 Months | 6.54% - 18.00% |
| New/ Used Boats | Same as New/ Used Auto Rates | Same as New/ Used Auto Rates |
| New/ Used Boats (Five Years or Newer) |
120 Months / $30,000 Minimum | 6.29% - 17.29% |
| Non-Motorized Camper | 84 Months | 6.55% - 17.55% |
| New/Used RV's | 180 Months | 5.55% - 16.55% |
| New Sport Vehicle | 48 Months | 5.99% - 16.99% |
| Visa Type | Terms | Annual Percentage Rates* |
|---|---|---|
| Visa Premier | Annual Fee $10.00 / 25 Day Grace Period | 9.99% |
| Visa Classic | No Annual Fee / 25 Day Grace Period | 10.99% |
| Visa Premier Gold | Annual Fee $10.00 / 25 Day Grace Period | 8.99% |
| Visa Classic Gold | No Annual Fee / 25 Day Grace Period | 9.99% |
| Freedom Visa | Annual Fee $10.00 / 25 Day Grace Period | 12.99% |
Offered Rates are Subject to Change Without Notice. The lowest auto loan rate available under the Silver Select discount and Pinnacle Share Draft discount is 4.49% APR for 72-month term and 6.30% APR for 84-month term.
Rates may vary based on creditworthiness.
*Up to 100% LTV (not including Guaranteed Auto Protection), ACH Direct Payment or Payroll Deduction required, minimum loan balance $10,000 for 72-month term and $30,000 for 84-month term, and must have either a Plus, Pinnacle or Silver Select Draft Account.
For VISA rates see our VISA Disclosure.